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Information About Your Right to Dispute Errors: In case of errors or questions about your electronic transactions, call 1-800-486-0273 or
write to Achieve Financial Services, PMB 296, P.O. Box 5100, Pasadena, CA 91117 if you think your statement or receipt is wrong or if you need more information about a transaction listed on the statement or receipt. We must allow you to report an error until sixty (60) days after the earlier of the date you electronically access your Card Account, if the error could be viewed in your electronic history, or the date we sent the FIRST written history on which the error appeared. You may request a written history of your transactions at any time by calling us at 1-800-486-0273 or writing us at Achieve Financial Services, PMB 296, P.O. Box 5100, Pasadena, CA 91117. You will need to tell us:
(1) Your name and Card Account number.
(2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
(3) Tell us the dollar amount and date of the of the suspected error.
If you provide this information orally, we may require that you send your complaint or question in writing within ten (10) business days.  We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will credit your Card within ten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes to complete the investigation. If we ask you to put your complaint or question in writing and you do not provide it within ten (10) business days, we may not credit your Card. If you need more information about our error-resolution procedures or the full terms and conditions of your Cardholder Agreement, please refer to your Cardholder Agreement or visit www.AchieveCard.com

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